Credit Assistance Programs in Pensacola, FL

Get Credit Assistance on Your Next Used Car Purchase

Loan & Lease Programs

The Step One Pensacola finance department offers customers access to credit assistance programs that help even the most credit-challenged individuals obtain a car. We know that not everyone has perfect credit, but that shouldn’t disqualify them from obtaining the vehicle they want. Regardless of your current credit score or credit history, Step One Pensacola wants to help!

  • Foreclosure?
  • Bankruptcy?
  • Divorced?
  • Repossession?

Not a problem! Stop in or give us a call today to learn more!

Credit Assistance Programs Step One Pensacola

Documents You Should Bring to the Dealership for Financing

Valid Drivers License

Valid Drivers License

Verify your license is not expired, revoked or suspended and ensure the address listed on your license is current and matches your residence.

Proof of Insurance

Proof of Insurance

Take care to include the name of your agent and a reliable contact number. Adding a new car to your policy won’t be necessary until approved.

Proof of Residency

Proof of Residency

A recent bill for utilities, such as water or electric, is sufficient proof so long as your name is listed and matches the address given.

Proof of Employment

Proof of Employment

A recent pay stub stating your year-to-date earnings is sufficient. Self-employed individuals must provide two years of prepared tax returns.

Personal References

Personal References

A reference can include anyone that knows you personally, such as a family member or friend. Include full names, addresses and phone numbers.

Phone Number Verification

Phone Number Verification

Any phone number provided must be currently in service and under the applicant’s name. Prepaid cell phone numbers will not be accepted.

Additional Documents are Required if any of the Following Apply to You:

  • Individuals trading in a vehicle must provide the title.
  • Individuals who have completed a bankruptcy must provide discharge papers.
  • Individual currently in an open Ch. 13 bankruptcy must provide necessary paperwork after receiving an Authorization to Incur Additional Debt from the court.

Auto Financing Made Easy with Step One Pensacola

At Step One Pensacola we strive to assure your credit isn’t an issue. Our experienced finance department will work hard to make it quick and easy to get you into the new or used car of your dreams, regardless of your credit history. For more information, please give us a call or stop by our dealership to make an appointment!

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Step One Pensacola 30.472969, -87.245468.